Some Tips For Preventing Identity Theft

days it is becoming increasingly common to seestandpoint.
people suffering from identity theft. It hasGet all of your checks delivered to your bank -
become a huge business for thieves and connot to your home address.
artists all over the world.Do not put checks to pay bills in the mail from
If it has never happened to you, trust me youyour home mailbox. Drop them off at a U.S.
don't want it to. These people who specialize inMailbox or the U.S. Post Office. Mail theft is
stealing identities can run up charges on yourcommon. It's easy to change the name of the
credit cards, empty your bank accounts, sell offrecipient on the check with an acid wash. Another
investment portfolios and have the fundsthing you can do to guard against this type of
transferred to offshore accounts, and ruin yourtheft is buy a better mailbox. There are many
credit almost overnight.mailboxes now that only allow the postman to
So, how do you protect yourself from this newdrop mail in the box and only the owner can
crime threat? I have gathered a few tips for youaccess it. These extras steps require some time
that will give you a good start to guarding againstand effort on your part but they are well worth
identity theft.it.
One of the easiest things that one can do to helpWhen you order new credit cards in the mail, or
prevent identity theft from people going throughyour previous ones have expired, watch the
your garbage is to buy a cross-cut type shredder.calendar to make sure that you get the card
Shred all your important papers and especiallywithin the appropriate time. If it is not received by
pre-approved credit applications received in youra certain date, call the credit card grantor
name and other financial information that providesimmediately and find out if the card was sent.
access to your private information. Don't forgetFind out if a change of address was filed if you
to shred your credit card receipts as well. Thesedon't receive the card or a billing statement.
shredders can be bought now for under $50.Cancel all credit cards that you do not use or
Be careful at ATM's and using Phone Cards.have not used in 6 months. Thieves use these
"Shoulder Surfers" can get your "Pin Number" andvery easily - open credit is a prime target.
get access to your accounts. Another thing is toBy following these tips and avoiding sending
be careful when pulling up to an ATM and watchpersonal information and checks from your home
out for people in the area. I also suggest notmailbox you can go a long way in preventing
going to ATM's late at night and especially if theyidentity theft.
are in remote areas just from a safety