How to Avoid Identity Theft

Knowing how to avoid identity theft is one of thethey won a prize or can be entitled to some
most important steps any individual can takebenefit or great savings on merchandise if they
today to ensure their financial security and goodprovide this information.
credit standing. Failure to learn how to avoidSecure your mailbox in a location where strangers
identify theft can result in financial loss, creditor passers-by can't have easy access. Identity
rating reverses and a tangled mess that can takethieves often steal incoming as well as outgoing
years to unravel.mail to obtain financial account information, so pick
Store your financial information, such as bankup your incoming mail promptly and don't leave
account numbers and credit card accounts, in astamped outgoing envelopes for the postal carrier.
secure, locked location which strangers or visitorsMail them at the post office or deposit into a
to your home or office cannot easily access. Onlynearby postal mailbox instead.
share your account numbers with legitimateShred credit card receipts once you have
businesses in order to conduct financialrecorded the transaction as just tossing these
transactions. Do not automatically give anyreceipts into the trash can have them wind up in
financial account information on an application justthe wrong hands. Shred any documents containing
because you are asked for it.sensitive financial information or details when you
Guard the confidentialty of your social securityare ready to dispose of them so that no one else
number. Identity theft experts who gain accesscan copy down the information these pages
to this number literally have a key to unlockcontain.
plenty of other financial details about you in orderRequest a free copy of your credit report on an
to do major damage. Do not list this number onannual basis to note any errors or discrepancies
job resumes or provide it on job application formswhich may indicate that a potential identity thief
until you are given a bona fide job offer andhas tried to access your records.
know who are dealing with.Keep the toll-free number of the Federal Trade
Be wary of anyone calling or e-mailing you with aCommission handy, 1-877-438-4338, if you have
request for you to divulge account numbers orany questions about identity theft or suspect you
your social security number in order to dohave been a victim of identity theft.
business with them. Many con artists count on theStill want to know more, check out this link to
fact that people can often be manipulated intoavoid identity theft.
giving up confidential information by being told