| The extent and volume of Internet-based | | | | sites, viruses and malware, and just about any |
| transactions have reached the stage where | | | | real world counterpart. |
| financial transactions are an accepted common | | | | You would be well-advised to communicate only |
| occurrence. These transactions occur between | | | | with trusted and verified sites, especially if you |
| institutions as well as between institutions and | | | | need to divulge information about yourself. If you |
| individuals. | | | | wish to be adventurous, make sure your system |
| Identities in the form of information are | | | | is well protected (Rule#1) and be very careful and |
| exchanged, processed and verified. And always, | | | | prudent about revealing personal information. |
| the transacting parties trust that the identifying | | | | #4 Accept personal responsibility for security |
| information pair with their real world owners at | | | | measures and practices. |
| the other end of the connection. | | | | Identity theft protection is a matter of personal |
| Identity theft changes this scenario. With enough | | | | responsibility and cannot be left to IT |
| information about you, identity thieves can | | | | departments alone to be concerned about; |
| assume your identity and perform transactions | | | | particularly because it is a practice and discipline |
| under your name, which makes identity theft | | | | one exercises at work and at home. |
| protection now a major concern of software | | | | Everyone knows enough about the threat issue |
| developers, security experts, web security | | | | to accept personal responsibility for one's own |
| consultants, and financial institutions. | | | | environment, though, of course, no one ever |
| It is yours, too, as experts would suggest in their | | | | knows enough to stop learning about it. |
| five imperatives for better identity theft | | | | #5 Institutionalize a shared awareness of the |
| protection below. | | | | threat and its repercussions. |
| #1 Maintain a secure computing environment. | | | | People close to you at home and around you at |
| Institute an effective password system and avail | | | | the office need to be aware of identity theft and |
| of security software and services. Enable your | | | | its repercussions as they could unwarily or |
| system's firewall and keep the latest antivirus | | | | unwittingly be revealing information about you. Set |
| software running. Confidential files are worthy of | | | | up a simple system of logical measures towards |
| encryption, so do it. Hackers and repair shop | | | | identity theft protection in both environments. |
| technicians can read unencrypted files directly | | | | For instance, educate people at home that certain |
| from your hard drives even if they are unable to | | | | documents need to be shredded before discarding |
| run your computer. | | | | them into trash, or to empty the mailbox of |
| #2 Complement rule #1 with a secure physical | | | | incoming mail at regular, closer intervals. |
| environment. | | | | Remember to strengthen your argument with an |
| The practice of identity theft protection is not | | | | explanation. |
| confined to the cyber world. Your desk, filing | | | | It may seem to many that identity theft |
| cabinet, home and office mailboxes, even your | | | | protection is more of common sense and discipline |
| trashcan constitute your physical environment | | | | rather than technology. There is some truth to |
| which needs securing, too. These contain | | | | the notion, inasmuch that protection technology is |
| documents, correspondence and computer media | | | | mostly built into the system and for the most |
| which could reveal personal and confidential | | | | part takes care of itself. |
| information about you to third parties. | | | | For instance, an operating system and antivirus |
| #3 Establish correspondence only with trusted and | | | | software update themselves to their latest |
| certified sites. | | | | version automatically, while software running at |
| The Internet is an interesting virtual world rich in | | | | the background catch viruses and spam on the |
| resources, services, and sites of interest and | | | | fly. Yes, ultimately, identity theft protection is up |
| utility. It also contains an underground of rogue | | | | to the people using technology. |