15 Ways of reducing the risk of identity theft

1- Check your credit report regularlypublic places always take receipts with you.
2- Secure personal information in your home,11- When creating passwords and PINs (personal
especially if you have roommates, employ outsideidentification numbers), do not use the last four
help, or are having work done in your home.digits of your Social Security number, mother's
3- minimize the amount of information someonemaiden name, your birthdate, middle name, pet's
can steal, do not carry extra credit cards, yourname, consecutive numbers or anything else that
Social Security card, birth certificate or passport incould easily be discovered by thieves. It's best to
your wallet or purse, except when needed.create passwords that combine letters and
Always store your wallet in a safe place.numbers.
4- Make sure you have a locked mailbox, post12- Install and update virus protection software to
office box or commercial mailbox service. Whenprevent a worm or virus from causing your
you are away from home for an extended time,computer to send out files or other stored
have your mail held at the Post Office, or askinformation
someone you trust to pick it up.13- Do not open files sent to you by strangers, or
5- Pickup new checks at the bank. Do not haveclick on hyperlinks or download programs from
them mailed to your home.people you don't know. Opening a file could
6- Reduce the number of credit cards youexpose your system to a computer virus which
actively use to a minimum.could capture your passwords or any other
7- Cancel unused bank or credit accounts.information as you type it into your keyboard.
8- Keep a photocopy of all your credit cards,14- Install a firewall on your home computer to
bank accounts, and investments.prevent hackers from obtaining personal
9- Never give out your SSN, credit card numberidentifying and financial data from your hard drive
or other personal information unless you are sure15- Before disposing of your computer, remove
the source is secure.data by using a strong "wipe" utility program.
10- Do not throw out your credit card receipts in