10 Tips to Protect You From Identity Theft

The theft of one's personal identity information iswith your name or personal information on it
a major concern in our society, as more than 8must never be thrown in the garbage unless it is
million people in the United States fall victim toshredded first.
some sort of identity theft each year. Identity5. Do not write your signature on the backs of
thieves use information they have stolen to applyyour credit cards. Simply write "See Photo ID".
for new credit accounts in the victims name, and6. Destroy all digital data such as CDs Zip disks,
conduct other fraudulent transactions andtape, floppy disks, etc.
activities that can irreparable harm to the victim.7. Review your bills and bank statements each
There is no 100% foolproof method of foilingmonth. If you find any discrepancies or
these thieves; however there are manyquestionable transactions, contact the issuing
precautions a person can take to lessen the riskinstitution immediately.
of becoming a victim. Here are ten things that can8. If you do not have a lockable, secure mailbox,
help protect you against identity theft.be sure to mail your paid bills at the Post Office.
1. Never put your Social Security Number in your9. Do not leave your paid bills in the mailbox to be
wallet, purse or pocket. It needs to stay at homesent out unless your mailbox is secure and locked.
in a safe place.Identity thieves can easily steal your mail, wash
2. Do not print your Social Security Number onthe checks with chemicals, and reuse them
your checks. Doing so is an open invitation forfraudulently.
criminals to steal your number and thus your10. Analyze your credit report at least once a
identity.year for accuracy. Your credit report contains
3. Watch out for shoulder-surfers. If you are in ainformation about present and prior employers,
public place, take care that no one is looking overyour Social Security Number, all of your current
your shoulder when you enter personaland past credit accounts including and your general
information like PINs or credit card numbers incredit score. Report any inaccuracies to the credit
ATM machines, computer terminals, or yourreporting agency immediately.
phone.11. Make sure your anti-virus and anti-spyware
4. Shred Everything. Many identity thieves make asoftware is up to date for protection from
practice of dumpster diving to retrieve personalviruses, malware, and spyware.
information that has been thrown away. Anything